:root{
  --bg:#ffffff;
  --text:#0B1F3B;
  --muted:#4B5563;
  --line:#E5E7EB;
  --navy:#0B1F3B;
  --teal:#0EA5A4;
  --teal2:#11B5B4;
  --gold:#F4C95D;
  --card:#F9FAFB;
  --shadow: 0 14px 40px rgba(11,31,59,.10);
  --radius: 18px;
  --max: 1120px;
}

*{ box-sizing:border-box; }
html,body{ height:100%; }
body{
  margin:0;
  font-family: "Montserrat", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.5;
}

a{ color:inherit; text-decoration:none; }
a:hover{ text-decoration:underline; }
img{ max-width:100%; height:auto; }
svg{ max-width:100%; height:auto; }

.container{ max-width:var(--max); margin:0 auto; padding:0 20px; }

.skip-link{
  position:absolute; left:-999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip-link:focus{
  left:16px; top:16px; width:auto; height:auto; padding:10px 14px;
  background:#fff; border:2px solid var(--teal); border-radius:10px; z-index:9999;
}

.topbar{
  position:sticky; top:0; z-index:1000;
  background:rgba(255,255,255,.88);
  backdrop-filter: blur(10px);
  border-bottom:1px solid rgba(229,231,235,.65);
}
.nav{
  display:flex; align-items:center; justify-content:space-between;
  padding:14px 0;
  gap:16px;
}
.brand{
  display:flex; align-items:center; gap:12px;
}
.brand img{ height:34px; width:auto; }
.navlinks{
  display:flex; align-items:center; gap:18px;
}
.navlinks a{
  font-weight:600;
  font-size:14px;
  letter-spacing:.3px;
  color:rgba(11,31,59,.88);
  text-decoration:none;
  padding:10px 10px;
  border-radius:12px;
}
.navlinks a:hover{ background:rgba(14,165,164,.08); }
.navlinks a.active{ background:rgba(14,165,164,.14); }

.cta{
  display:inline-flex; align-items:center; justify-content:center;
  padding:10px 14px;
  background:var(--navy);
  color:white;
  border-radius:12px;
  font-weight:700;
  font-size:14px;
  letter-spacing:.2px;
  border:1px solid rgba(11,31,59,.18);
  box-shadow: 0 10px 24px rgba(11,31,59,.14);
  text-decoration:none;
}
.cta:hover{ text-decoration:none; filter:brightness(1.02); }
.cta.secondary{
  background:transparent;
  color:var(--navy);
  border:1px solid rgba(11,31,59,.20);
  box-shadow:none;
}
.cta.secondary:hover{ background:rgba(11,31,59,.04); }

.mobile-toggle{
  display:none;
  background:transparent; border:1px solid rgba(11,31,59,.22);
  padding:10px 12px; border-radius:12px;
  font-weight:700;
}

.hero{
  position:relative;
  overflow:hidden;
  border-bottom:1px solid var(--line);
  background:
    radial-gradient(1200px 520px at 15% 25%, rgba(14,165,164,.14), rgba(255,255,255,0) 60%),
    radial-gradient(1000px 480px at 85% 10%, rgba(244,201,93,.18), rgba(255,255,255,0) 58%),
    url("./../img/bg-grid.svg");
  background-repeat:no-repeat, no-repeat, repeat;
  background-size:auto, auto, 320px 320px;
}
.hero-inner{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:36px;
  padding:56px 0 44px;
  align-items:center;
}
.kicker{
  display:inline-flex; align-items:center; gap:10px;
  padding:8px 12px;
  border:1px solid rgba(14,165,164,.25);
  border-radius:999px;
  background:rgba(14,165,164,.06);
  color:rgba(11,31,59,.86);
  font-weight:700;
  font-size:12px;
  letter-spacing:.6px;
  text-transform:uppercase;
}
.kicker .dot{
  width:8px; height:8px; border-radius:99px; background:var(--teal);
}
h1{
  margin:14px 0 14px;
  font-size:44px;
  line-height:1.07;
  letter-spacing:-.6px;
}
.lead{
  color:rgba(75,85,99,.95);
  font-size:16px;
  margin:0 0 18px;
  max-width:56ch;
}
.hero-actions{ display:flex; gap:12px; flex-wrap:wrap; margin-top:12px; }
.hero-card{
  background:rgba(11,31,59,.92);
  color:white;
  border-radius:var(--radius);
  padding:22px;
  box-shadow: var(--shadow);
  position:relative;
}
.hero-card h3{
  margin:0 0 6px;
  font-size:16px;
  letter-spacing:.6px;
  text-transform:uppercase;
}
.hero-metrics{
  margin-top:14px;
  display:grid;
  gap:12px;
}
.metric{
  display:flex; gap:12px; align-items:flex-start;
  padding:12px;
  border-radius:14px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.12);
}
.metric b{ display:block; font-size:14px; }
.metric span{ display:block; font-size:12px; opacity:.9; }

.section{
  padding:54px 0;
}
.section.tight{ padding:42px 0; }
.section-title{
  display:flex; align-items:baseline; justify-content:space-between;
  gap:18px; margin-bottom:18px;
}
.section-title h2{
  margin:0;
  font-size:24px;
  letter-spacing:1.4px;
  text-transform:uppercase;
}
.section-title p{
  margin:0;
  color:var(--muted);
  max-width:60ch;
  font-size:14px;
}

.grid3{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:18px;
}
.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:18px;
  box-shadow: 0 10px 24px rgba(11,31,59,.06);
}
.card h3{ margin:8px 0 6px; font-size:18px; }
.card p{ margin:0 0 12px; color:var(--muted); font-size:14px; }
.card .icon{
  width:54px; height:54px;
  border-radius:14px;
  display:grid; place-items:center;
  background:rgba(14,165,164,.10);
  border:1px solid rgba(14,165,164,.18);
}
.card .icon img{ width:34px; height:34px; }

.card .card-media{
  margin:-18px -18px 12px;
  border-bottom:1px solid var(--line);
  border-top-left-radius:var(--radius);
  border-top-right-radius:var(--radius);
  overflow:hidden;
  background:#fff;
}
.card .card-media img{
  width:100%;
  height:160px;
  object-fit:cover;
  display:block;
}
@media (max-width: 720px){
  .card .card-media img{ height:150px; }
}

.card .link{
  color:var(--teal);
  font-weight:800;
  letter-spacing:.2px;
  font-size:14px;
  text-decoration:none;
}
.card .link:hover{ text-decoration:underline; }

.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:22px;
  align-items:stretch;
}
.panel{
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:#fff;
  padding:20px;
}
.panel h3{
  margin:0 0 10px;
  font-size:18px;
}
.badges{
  display:flex; flex-wrap:wrap; gap:10px; margin-top:12px;
}
.badge{
  display:inline-flex; gap:8px; align-items:center;
  padding:8px 10px;
  border-radius:999px;
  border:1px solid rgba(11,31,59,.14);
  background:rgba(11,31,59,.04);
  font-weight:700;
  font-size:12px;
}
.badge .pill{ width:10px; height:10px; border-radius:999px; background:var(--teal); }

.steps{ display:grid; gap:12px; margin-top:10px; }
.step{
  display:flex; gap:12px;
  padding:12px;
  border-radius:14px;
  border:1px solid var(--line);
  background:rgba(249,250,251,.8);
}
.step .num{
  width:34px; height:34px; border-radius:12px;
  display:grid; place-items:center;
  background:rgba(14,165,164,.12);
  color:var(--navy);
  font-weight:900;
}
.step p{ margin:0; color:var(--muted); font-size:14px; }
.step b{ color:var(--navy); }

.contact{
  background:linear-gradient(180deg, rgba(14,165,164,.07), rgba(255,255,255,0) 55%);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.form{
  display:grid; gap:12px;
}
label{ font-weight:700; font-size:13px; }
input, textarea, select{
  width:100%;
  border:1px solid rgba(11,31,59,.16);
  border-radius:14px;
  padding:12px 12px;
  font-family:inherit;
  font-size:14px;
}
textarea{ min-height:110px; resize:vertical; }
.helper{ font-size:12px; color:var(--muted); margin-top:-6px; }

.footer{
  padding:34px 0;
  color:rgba(11,31,59,.85);
}
.footergrid{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:22px;
}
.footer small{ color:rgba(75,85,99,.9); }
.footlinks{
  display:flex; flex-wrap:wrap; gap:10px;
}
.footlinks a{
  font-size:13px;
  color:rgba(11,31,59,.78);
  text-decoration:none;
}
.footlinks a:hover{ text-decoration:underline; }

.hr{ height:1px; background:var(--line); margin:18px 0; }

.page-hero{
  padding:42px 0 18px;
  border-bottom:1px solid var(--line);
  background:
    radial-gradient(900px 360px at 15% 0%, rgba(14,165,164,.14), rgba(255,255,255,0) 60%),
    url("./../img/bg-grid.svg");
  background-repeat:no-repeat, repeat;
  background-size:auto, 320px 320px;
}
.page-hero h1{ font-size:36px; }
.page-hero .page-hero-inner{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap:22px;
  align-items:center;
}
.page-hero .page-hero-media{
  border:1px solid var(--line);
  border-radius:var(--radius);
  overflow:hidden;
  background:#fff;
  box-shadow: 0 14px 38px rgba(11,31,59,.10);
}
.page-hero .page-hero-media img{
  width:100%;
  height:240px;
  object-fit:cover;
  display:block;
}
@media (max-width: 860px){
  .page-hero .page-hero-inner{ grid-template-columns:1fr; }
  .page-hero .page-hero-media img{ height:200px; }
}


.breadcrumbs{
  margin-top:8px;
  font-size:13px;
  color:rgba(75,85,99,.92);
}
.breadcrumbs a{ color:rgba(11,31,59,.9); }

.feature-list{
  margin:10px 0 0;
  padding-left:18px;
  color:var(--muted);
  font-size:14px;
}
.feature-list li{ margin:8px 0; }

.faq{
  display:grid;
  gap:12px;
}
details{
  border:1px solid var(--line);
  border-radius:14px;
  padding:12px 14px;
  background:#fff;
}
summary{
  cursor:pointer;
  font-weight:800;
  list-style:none;
}
summary::-webkit-details-marker{ display:none; }
details p{ margin:10px 0 0; color:var(--muted); font-size:14px; }

.notice{
  border:1px dashed rgba(11,31,59,.25);
  background:rgba(11,31,59,.03);
  border-radius:14px;
  padding:12px 14px;
  color:rgba(11,31,59,.84);
  font-size:13px;
}

@media (max-width: 920px){
  .hero-inner{ grid-template-columns: 1fr; }
  h1{ font-size:38px; }
  .grid3{ grid-template-columns: 1fr; }
  .split{ grid-template-columns: 1fr; }
  .footergrid{ grid-template-columns: 1fr; }
  .navlinks{ display:none; position:absolute; left:0; right:0; top:64px; background:#fff; padding:12px 20px; border-bottom:1px solid var(--line); }
  .navlinks.open{ display:flex; flex-direction:column; gap:6px; }
  .mobile-toggle{ display:inline-flex; }
  .brand img{ width:154px; }
}